3asy Ride Financing

Low monthly payments like a lease and still own your bike? You heard right. This unique and flexible program is for you!

How it works:

You make low monthly payments for a time period that you establish up front. At the end of that term a balloon payment is due and you can:

1. Refinance the balloon payment amount; or
2. Complete your purchase by making the balloon payment

Of course, you could also attempt to sell or trade-in your motorcycle when the balloon payment is due but dealerships will not be REQUIRED to take your bike in trade as they would with a lease. This along with the fundamental fact that you OWN the bike is where the BMW 3asy Ride program differs from a lease.

3asy Ride is available for new BMW Motorcycles only. You choose from flexible terms similar to a lease.

Advantages of BMW 3asy Ride:

1. Lower payments: in states where tax laws make leasing less advantageous, 3asy Ride allows you to make lower monthly payments for more motorcycle and we know you like that.
2. Keep your options open: you make lower monthly payments for a set term, as in a lease, and have flexible end-of-term options.
3. No lease return process to worry about. It’s your motorcycle, so you can personalize it to fit you.
4. And there are no mileage restrictions, because we know you like to ride!

The bond of ownership: If you elect to payoff your final balloon. The title will be in your name and your bike is yours to do with as you please!

To apply for ‘3asy Ride’ financing through BMWFS, you will need to complete and submit one of BMWFS’s credit applications.

BMWFS CREDIT APPLICATION:

There are two ways to submit a credit application to BMW Financial Services.

1) You can view the BMWFS credit application by opening the pdf version here. Please be sure to complete as much of the application as possible and then send us a copy via fax (415-625-2898) or e-mail ( sales@bmwmotorcycle.com ). When you send a completed credit application to us we will submit it to BMWFS on your behalf at which point BMWFS will run a credit inquiry through one of the credit bureaus. After BMWFS has made a decision regarding your application, one of our sales staff will contact you with the results.

CLICK HERE TO DOWNLOAD A PDF OF BMWFS’ CREDIT APPLICATION

2) If you’d rather not deal with paper, fax machines, scanners and all that you can also use BMWFS’s online credit application system that can be accessed here.

Unfortunately, BMW’s website can be a little bit confusing because you have to go through the ‘Payment Estimator’ system before you can actually submit a credit application. Here are detailed instructions:

1. Access the BMW Payment Estimator to compare financing options and determine a payment (links above take you to the ‘Payment Estimator’)
2. Apply for credit using your preferred payment option

There is no cost or obligation when you submit an application, and your personal information is protected and shared only with your selected BMW Center. Please read BMW’s “Privacy Policy” for more privacy and security information.

Once you proceed to the application, here’s how it works:

1. Confirm that the motorcycle you are interested in buying is correctly shown in step one after hitting the ‘Continue’ button.
2. Confirm the BMW Center where you would like BMWFS to send the application (hopefully this will be BMW Motorcycles of San Francisco but we understand if you’re out of the area)
3. Enter information about you and your co-applicant (if you have one)
4. Enter information about your employment and finances
5. Your application will be encrypted for security, transmitted to BMW Financial Services and processed through us (or your selected BMW Center). On the business day after submitting your application we (or your selected BMW Center) will automatically receive your credit decision and information from your consumer credit report.
6. If you submit your application during normal business hours (Monday – Friday, 8am – 5pm EST), you will receive an e-mail decision from BMW Financial Services within 24 hours of your submission.
7. If approved, your approval will remain valid so long as you complete the financing transaction and take delivery of your vehicle withing 60 days from date of application.

CLICK HERE TO USE BMWFS’s ONLINE PAYMENT ESTIMATOR AND CREDIT APPLICATION SYSTEM

IMPORTANT NOTICE:
The BMWFS On-line Credit Application is for U.S. residents only (applying as individuals, not as a business). This is an official credit application and, as such, a credit bureau inquiry under your name will be processed each time you submit an application. Any credit approval is valid at the selected BMW Center only and is subject to finalization of vehicle selection and financing structure by your chosen BMW Center. If a higher credit line is required, additional information may be requested by your BMW Center.

If you prefer to fill out the BMWFS credit application at our dealership please be aware that approvals and/or denials from BMWFS usually take 15-60 minutes to process. So you might have to enjoy our customer lounge and a free cup of coffee while you wait… Hopefully, that’s okay.

If you have questions PLEASE call our sales department at (909) 629-2132 or e-mail us at sales@bmwmotorcycle.com so we can assist you with the BMWFS Credit Application.